How We Drive Impact
$374.70 educates one student at San Francisco Elementary for a year. See exactly where that cost breaks down — and where it lands relative to a local family's income.
School Cost Breakdown
Overall cost / student / yr
$132,642 total ÷ 354 students [computed]
Teacher salaries / student
≈ 93% of the total [computed]
Operating / student
≈ 7% — supplies, utilities, repairs [computed]
Total annual school cost
salaries $122,793 + operating $9,849 [computed]
Salaries are covered; the ≈$28 operating slice per student is where the school has the least room — and where support lands hardest.
Where Support Lands
Avg family income, Pampanga
per year, excl. Angeles City [PSA FIES 2023]
Avg family spending, Pampanga
per year — thin savings margin [PSA FIES 2023]
Left after spending, per year
$7,012 income − $5,587 spending [computed]
National poverty line, family of 5
per year ≈ $225 / month (2023) [PSA]
Total cost to support 1 student
per year — salaries + operating [computed]
$375 ≈ a quarter of a family’s entire yearly savings — modest for a donor, decisive for a child.
Sources: Family income and spending figures — PSA Family Income and Expenditure Survey (FIES) 2023, Pampanga, Central Luzon; converted to USD. Investment per student — San Francisco Elementary School’s annual cost-to-operate data, as supplied by Principal Rosalisa Mallari.
Lubao in Context
Lubao's Economy
Farming and fishing — Pampanga's largest rice-producing town; coastal barangays rely on fishing.
Prosperity Gap
≈ 1 in 10 residents live below the poverty line (10.5%, 2021) — many just above it earn only modestly more.
School & Income
San Francisco Elementary School sits in Lubao, where farming, fishing, and wage labor are the main income sources.
Transparent by Design
Transparency
Bookkeeping, distributions, and receipts managed via Puno Business Solutions.
Deployment
Vendor-secured · August 2026 pilot.
Website
banyanbranch.org
